The first insurance contracts as we know them today appeared between the 12th and 13th centuries in Italy. The Florentine chronicler Giovani Villani asserts that insurance originated in Lombardy in 1182. Modern historians place its birth between 1239 and 1245. It has been shown that insurance was known in Bruges in 1310 and in Genoa in 1329. Middle - Age, premature death thus gave rise to insurance terms that had passed before a notary which prefigured life insurance. https://fr.wikipedia.org/wiki/Assurance#L'assurance_au_Moyen_%C3%82ge
Did countries use insurance to compensate for their economic losses after the Black Death (1352)? I would be interested to know how they managed to compensate for the economic losses. If the quote is not correct, what other systems that could might look like what is called "insurance" today to offset losses from this pandemic?
So according to the sources and your answers, insurance in the Middle Ages was primarily maritime for trade. And according to this page : https://en.wikipedia.org/wiki/Health_insurance
except for Germany, health insurance was created for the majority after the 1930s. Would that mean, if we remain in the context of pandemics, that insurance has not had no effect on the Spanish flu too?
If you have any information that deals with the same problem for the Asian Flu (1957), I'm interested.