Did countries use insurance to compensate for their economic losses after the Black Death/Spanish flu/Asian flu? [closed]

Question

The first insurance contracts as we know them today appeared between the 12th and 13th centuries in Italy. The Florentine chronicler Giovani Villani asserts that insurance originated in Lombardy in 1182. Modern historians place its birth between 1239 and 1245. It has been shown that insurance was known in Bruges in 1310 and in Genoa in 1329. Middle - Age, premature death thus gave rise to insurance terms that had passed before a notary which prefigured life insurance. https://fr.wikipedia.org/wiki/Assurance#L'assurance_au_Moyen_%C3%82ge

Did countries use insurance to compensate for their economic losses after the Black Death (1352)? I would be interested to know how they managed to compensate for the economic losses. If the quote is not correct, what other systems that could might look like what is called "insurance" today to offset losses from this pandemic?

So according to the sources and your answers, insurance in the Middle Ages was primarily maritime for trade. And according to this page : https://en.wikipedia.org/wiki/Health_insurance

except for Germany, health insurance was created for the majority after the 1930s. Would that mean, if we remain in the context of pandemics, that insurance has not had no effect on the Spanish flu too?

If you have any information that deals with the same problem for the Asian Flu (1957), I'm interested.

Answer 1

generally, I concur with Andrew's comment about this: life insurance on itself is different from considering death in a clause inside a shipping / commercial insurance contract. It makes sense to specify what happens if a contracting part dies.

But about your own source, wiki cites on reference [11]: https://www.lassuranceenmouvement.com/2021/02/11/lassurance-vie-des-femmes-enceintes-a-genes-en-1427/

First, it is about XV c., after the Black Death, very late middle ages. And, it is mainly about insurance for pregnant women against death due to pregnancy or birth complications. The article also explains that the wider context could be recovering the significant cost of the bride dowry if she dies during birth.

As it is a specific context, your own source does not tell anything about life insurance against disease during the black death.

PS: In some cities in Brazil, some cars are robbed so often that insurance companies just do not insure them. One owns them at his own risk. I doubt any of today's companies would insure against a disease as lethal as the black death was in the middle ages.